Accidental transfer to the wrong recipient – a problem that can be solved

In 2022, a client – a maritime logistics company – approached us for help regarding a mistakenly executed transfer. The amount involved was not insignificant, totaling 3,600 EUR. The money was mistakenly sent to the account of a former contractor rather than the intended beneficiary.

The former contractor decided to remain silent about the situation, pretending not to notice the nearly 18,000 PLN deposit.

At this point, one might wonder: can a law firm help in such a situation. After all, the simplest approach would be to ask the bank to reverse the transfer. Unfortunately, that’s not always possible.

According to the internal procedures of the bank handling our client’s account, mistaken transfers can only be reversed within 24 hours of execution. After that, the bank cannot intervene. Our client realized the mistake a week later—specifically, when the intended beneficiary reported not receiving payment for services rendered.

The former contractor still showed no willingness to cooperate. In this situation, the only option was to sue them. The court unequivocally ruled in our favor, ordering the return of the amount in question, along with statutory interest (which was higher than the inflation rate).

Additionally, the client was awarded 3,600 PLN in legal costs, which covered most of the legal fees for this case.

The next step, after the court’s ruling became final and an enforceable title was obtained, was to recover the money through a bailiff.

This stage also ended successfully, with the former contractor having to bear additional costs in the form of 2,140 PLN in enforcement proceedings fees.

Thanks to our law firm’s assistance, the client:

• recovered all their money,
• received compensation in the form of substantial interest, reimbursement of court costs, and legal representation fees in the enforcement process,
• benefited from consistent and prompt legal support at every stage of the case.

If you need assistance in a similar situation or any other legal matter, our law firm is ready to provide you with professional and effective legal services. Trust our experience and recover what is rightfully yours.